“Retirement is not fun if you wonder if you can afford a new TV, go on a Road Scholar trip, or fix up the backyard. It was said of my late father that if he had ten dollars he could put the money into ten different banks. That assessment, of course, is poetic hyperbole yet hardly overstated. In like manner, my husband Ernest and I squirreled away monies in various accounts over the years. We needed to do as Thoreau said, Simplify. Simplify. Simplify.” Jon Pratt helped us to do just that. Now we know how much we have and where the funds are allocated. Jon helped us put fun into retirement. Yes, we are going to fix up our patio next summer.”